[ Fintech · Agentic AI · 2026 · Live ]
FinFlow
509 / 509 tests passing
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[ Overview ]
FinFlow is a global personal wealth management platform — an alternative to Monarch Money, Copilot, and YNAB built around agentic AI, multi-currency support, and automatic data aggregation. We took it from MVP to a full ecosystem with a Telegram bot, web app, native iOS/Android wrappers, and enterprise-grade infrastructure.
Client
FinFlow
Duration
21 production iterations
Sector
Fintech · Agentic AI
Year
2026
Status
Live
Live URL
mtplanet.store ↗[ The challenge ]
The brief.
The brief: build a platform that can compete with global leaders in personal finance by moving past the outdated paradigm of isolated expense trackers built on manual entry. The future is Agentic Wealth Management — an autonomous financial assistant that doesn't just analyze, it acts (with human-in-the-loop safeguards).
[ The approach ]
How we shipped it.
- 01
Security as foundation: PostgreSQL Row-Level Security, AES-256-GCM per-user encryption keys, cryptographic erasure for GDPR Right to be Forgotten, PII scrubber before any LLM call.
- 02
Dual-ledger multi-currency: every transaction stores both original and base-currency amounts plus the daily exchange rate. Retrospective recalculation without precision loss.
- 03
Agentic AI with HITL: any transactional action (transfer, subscription cancel) blocked pending cryptographically-signed user consent. Six-tier cascading categorizer (regex → bank hints → built-ins → cache → LLM → fallback).
- 04
Bank parsers built from scratch for T-Bank, Sberbank, Alfa-Bank, Revolut, Chase, Sparkasse, Itaú. 100% parsing accuracy on real statements across four tested banks.
[ Stack ]
[ Team ]
- Engineering × 5
- Product × 2
- AI × 2
[ Results ]
What it moved.
509 / 509
backend tests passing, zero tech debt
~135
FastAPI endpoints across 40 data models
5 × 82
languages × translation keys, region-adapted